Crednio is not a lender. We help consumers explore potential loan options through our lending network.

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Terms of use

The terms governing your use of Crednio.com. Last updated: August 2026.

Acceptance of terms

By accessing or using Crednio.com, you agree to these terms of use. If you do not agree, please do not use the site.

Crednio is not a lender

Crednio is an information platform and does not make loans, extend credit, or make lending decisions. Any loan offer you may receive comes from a third-party participating lending partner, subject to that provider's own terms and eligibility requirements.

Educational content

Guides, calculators and other content on this site are provided for general informational purposes only and do not constitute financial, legal or professional advice. You should evaluate your own circumstances, and consult a qualified professional where appropriate, before making a borrowing decision.

No guarantee of outcomes

We do not guarantee that you will be approved for any loan, or that any specific rate, amount, fee or term will be available to you. Outcomes are determined solely by participating lending partners.

Acceptable use

You agree not to misuse the site, including by submitting false information in an application, attempting to interfere with the site's operation, or using the site for any unlawful purpose.

Third-party links and partners

Our site may link to, or integrate with, third-party services, including our authorized lending network application. We are not responsible for the content, terms or practices of third-party sites or services.

Limitation of liability

To the fullest extent permitted by law, Crednio is not liable for any indirect, incidental or consequential damages arising from your use of the site or any loan offer obtained through a participating provider.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed to our contact page.