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Estimated APR
0%
Total repayment: $0
Estimate for illustration only, based on the amount, fee and term you enter. Actual APR, fees and terms are set by the provider and disclosed before you accept an offer.
How this estimate works
This tool annualizes a flat fee over the repayment period you enter, using the standard formula: APR ≈ (fee ÷ amount) × (365 ÷ days) × 100. It's meant to help you sanity-check a flat-fee offer against a traditional interest-rate loan — not to replace the official disclosure a provider gives you.
For more on what APR measures and why it matters, see our guide: What is APR?
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