What we do
Crednio is a consumer finance information platform focused on the U.S. market. We publish plain-language guides on personal loans, installment loans, short-term loans, payday loans and related topics, and we connect interested consumers with participating lending partners through an authorized application process.
What we're not
Crednio is not a lender. We don't originate loans, set interest rates, or make lending decisions. Any loan offer you receive comes from a participating third-party provider, on terms that provider sets, subject to its own eligibility requirements.
Why we built it this way
A lot of the content in this space is written to move people toward a form as quickly as possible. We think that's backwards. Someone who understands what APR means, how a short-term loan's cost compares to an installment loan, and what questions to ask before accepting an offer is going to make a better decision than someone who doesn't — whether or not they end up applying through Crednio at all.
How the business works
We may receive compensation when a consumer submits an application or connects with a participating lending partner through our site. That's explained in full on our how we make money page. Our editorial content is produced independently of that relationship — see our editorial policy for how we handle that separation.
Questions or feedback
If something on the site seems unclear, out of date, or incorrect, we want to know. Visit our contact page or see our corrections process.
Ready to explore your options?
See what may be available to you through our authorized lending network.