Crednio is not a lender. We help consumers explore potential loan options through our lending network.

The short version

Crednio may receive compensation when a consumer submits an application or connects with a participating lending partner through our website. This is commonly known as a lead-generation or referral relationship, and it's a standard way that consumer finance information sites are funded.

What this compensation does not do

  • It does not influence which loan types we choose to write educational guides about.
  • It does not determine what our guides say about a given loan type's costs or risks.
  • It does not affect whether we present alternatives to borrowing, even though those alternatives don't generate compensation for us.

What it does affect

It's the reason the "Check your options" application on this site is free for you to use. We're compensated by participating lending partners, not by charging consumers to explore their options.

Our compensation doesn't guarantee an outcome

We don't guarantee that any provider will approve your application, and we don't control the rates, fees or terms a provider offers. Those decisions are made independently by the lending partner based on its own criteria.

For more detail on the affiliate relationship itself, see our affiliate disclosure.

Ready to check your options?

It costs nothing to see what may be available to you.